Total Landlord Insurance Level of Cover

Total Landlord Insurance believes that landlord insurance doesn’t have to be complicated. We are constantly striving to create easy to understand buy to let insurance so that our customers have simple, yet effective policies.

Our Premier policy is the premium option for landlords. We have created a policy that is easy to understand and simple to obtain that includes enhanced features that many landlord insurance providers cannot match.

Plus, as a WLA member you will receive preferential rates on our Premier Insurance

Buildings

Accidental Damage to Glass and Sanitary Fittings
Accidental Damage by Tenants and/or Guests
Malicious Damage by Tenants and/or Guests £25,000 Per Claim
Theft by Violent and Forcible Entry
Theft by Tenants and/or Guests
Full Cover between Tenancies (90 days - Subject to Policy Terms and Conditions)
Trace & Access (£5,000 - Limited to £25,000 Per Policy Year)
Damage to Landscape Gardens by Emergency Services £25,000
Theft of Keys/Replacement Locks (£1000 - Limited to £25,000 Per Policy Year)
Loss of Metered Water/Oil (£5,000)
CCTV (£5,000)
Removal of Nests

Contents

Accidental Damage to Glass and Sanitary Fittings
Accidental Damage to Contents
Malicious Damage by Tenants and/or Guests Limited to £5,000 Per Loss
Theft
Theft by Tenants and/or Guests
Single Article Limit (£1000)
Landlords Gardening Equipment in Outbuilding (£1000)

Loss Of Rent/Alternative Accommodation

Loss of Rent or Alternative Accommodation (Limited to 30% of Buildings Sum Insured)
Denial of Access Cover(Limited to 90 days)

Liability

Property Owners Liability (£5,000,000 Limit of Indemnity)
Employers Liability(£10,000,000 Limit of Liabilty)

Excess

Standard Excess £250 (But with the Option to Reduce to £100 or Increase to £500 or £1,000)
Malicious Damage by Tenants/or Guests Excess(£1,000)
Subsidence Excess (£1,000)

WLA Member

If you are a WLA member log into the members area to get your discounted quote today!

Non WLA Member

If you are a not a WLA member click here to get a standard quote. Already got a quote? Retrieve your non-member quote here

More than 5 Properties?

If you are a portfolio landlord with 5 or more properties you may have different requirements. Rather than get a quote online you will benefit from a personalised service delivered by our dedicated and experienced team.
Call FREE today on 0800 63 43 880 FREE or email us at info@totallandlordinsurance.co.uk

Go back - Total Landlord Insurance